CONTRACTOR’S INSURANCE

Looking for Contractor Insurance in Missouri?

Stocker Insurance is your go-to expert for Contractor Insurance, offering tailored coverage for various professionals like electricians, carpenters, plumbers, landscapers, and more. We understand the unique risks contractors face, and our specialized policies help protect your business from unexpected claims and losses.

Essential Coverage Options for Contractors

General Liability Insurance: Protects against third-party claims for bodily injury and property damage, covering medical expenses, legal fees, and repair costs if you or an employee causes damage or harm during a job.

Errors & Omissions (E&O): Also known as professional liability insurance, this coverage protects contractors who provide consulting or design services from claims related to mistakes, negligence, or faulty advice that result in financial losses for a client.

Tools and Equipment Coverage: Ensures your essential tools and machinery are protected from theft, damage, or loss, so you can keep your projects on track without costly interruptions.

Workers’ Compensation: If you have employees, this coverage is often required by law. It helps cover medical expenses and lost wages if an employee is injured on the job, reducing the risk of lawsuits against your business.

Who Needs Contractor Insurance?

Contractor insurance is vital for anyone providing professional services, whether you’re a general contractor, handyman, painter, HVAC specialist, or landscaper. Even independent consultants and freelance designers should consider coverage to protect against potential liability claims.

Consider a Business Owner’s Policy (BOP)

For small to mid-sized contracting businesses, a Business Owner’s Policy (BOP) can be a smart option. It combines general liability with additional coverages like property insurance and business interruption insurance, offering comprehensive protection at a more affordable rate.

Start Your Quote Today

At Stocker Insurance, our licensed agents work with multiple top-rated insurance providers to find the right coverage at the best price. Contact us today to get a fast, no-obligation quote and secure your business’s future with the right contractor insurance plan.